Credit status
Your GPD Wealth credit
Your recorded internal credit limit, outstanding balance and available credit match the account dashboard. Download a supporting statement including score readings and repayment records.
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Your reported score
Nothing logged yet. Record the figure from your credit reference agency to start tracking it.
What lenders look at
Measured live from your GPD Wealth records.
Credit utilisation
No credit accounts connected
Connect a credit card through Open Banking and this is measured automatically.
Payment reliability
Not enough history yet (0 payments)
A few months of settled payments is enough to measure this properly.
Length of history
No connected accounts to date
Connect your accounts and the age of your oldest one is tracked from here.
Cash buffer
No recurring commitments recorded
Add your bills and subscriptions in Wealth OS and this is measured against your balance.
GPD Wealth is not a credit reference agency and does not report to one. The factors above are a self-assessment drawn from your GPD Wealth records, not a credit score, and they are not shared with any lender or agency. For your statutory score and file, use Experian, Equifax or TransUnion directly.